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Doesn't it suck when you have to wait...?

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Papi
BASixxer
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Doesn't it suck when you have to wait...? Empty Doesn't it suck when you have to wait...?

Post by BASixxer 12/9/2010, 9:12 pm

... to hear back from the insurance company when they are trying to decide whether total your car or repair it?

It's been in the hands of Unique since Monday. $3500 estimated damage, all replacement parts ordered, and then a tear-down revealed an additional $2500 in damage, consisting of flattened bumper reinforcement bars, busted bumper tabs, broken foam inserts, and a few other things. Brings damage to almost $6000 on a car that insurance claims is only worth $8000.

I am just at the point where I want to know. Adjuster came out and looked at it again today, and said he should have a decision in the morning. Started looking at other Mustangs just in case, but damn they are high unless you want to get nasty with the mileage. My car currently has 88k miles, and I still owe $4500 on it. So there goes half my budget, leaving me max around $3000 to start over. Wanting to pick up a cash car using some money from the bank, but needs to be an 01-04 5speed with under 100k miles, MAX.

Don't care if it's GT or V6, would actually almost prefer a sixxer so I can swap all my junk over before this one gets hauled off...

Anyone know of any cheap 5speeds? Found a really nice 02 V6 for $5500 on 11th Street, but it's an auto...
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by Guest 12/10/2010, 1:27 am

Well hopefully it will work out how you want it. V6 5 speeds are a bit harder to find, and also not as good condition. THey werent always owned by people who took care of them, as oposed to GT and Cobras,etc.....


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Post by Papi 12/10/2010, 2:21 am

I have a very pretty 2006 for sale.I'll let it go for $15,800. (obo) 75,000 miles on it.

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Papi
Papi
I'm Puerto rican Damn it!
I'm Puerto rican Damn it!

Number of posts : 2673
Age : 48
Location : Broken Arrow
Car Type : 2002 Ford Ranger Tremor & 2008 Jeep Grand Cherokee
First Name : Hector
Registration date : 2008-04-05

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Post by BASixxer 12/10/2010, 6:23 am

Very nice car, but looking to stay under 10k
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by BASixxer 12/10/2010, 7:26 pm

Well, just got off the phone with insurance, and now I have a decision to make...

Damage is coming out to $4469.33. With this my V6 will receive a GT hood and 99 Cobra front. This puts the car very close to total, but insurance is willing to fix if I want them to.

Other option is to let them total it. They offered me $6649.94 for the car, minus a $500 deductible. I have a loan of $4500 remaining on the car, and make $400 a month car payments on it. Got screwed because of my building credit and paid $12,000 for a 9 year old car from Regal motors.

If I total the car, I will pay off the note and then have $2000 remaining to put toward another car. Found a slick 01 GT in OKC for $8995 that I REALLY like, and the dealership already guaranteed me financing. If I put $2000 down, it will make my payments like $150 a month, a hell of a lot better than $400. But instead of paying the car off in 8 months, it'll be another 3 years.

Any comments or ideas?

My car is an 01 V6 Automatic with 90k miles on it. Runs and drives great, just tons of panel replacement needed after hydroplaning and hitting a guardrail. The GT I am looking at is an 01 V8 5-Speed with 62k miles. Also has a lot of modifications to it. Already talked to insurance and I can keep everything that I added to the vehicle as long as I can replace them with the factory parts, installed correctly.

By upgrading from a V6 to a GT, I can probably sell about $1000 in parts, which I could then apply to the principle (or more upgrades).
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by loweredf1 12/10/2010, 7:44 pm

crashed vehicles are hardly ever the same after repair in my expierence. the gt is gonna burn a little more gas to so consider that also. but in the end who doesnt love a v8!
loweredf1
loweredf1
BMMC Regular
BMMC Regular

Number of posts : 274
Age : 40
Location : NE oklahoma
Car Type : 2009 gt500
First Name : paul
Registration date : 2009-12-28

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Post by BASixxer 12/10/2010, 7:47 pm

my 6 got horrible gas mileage for some reason, and most of my V8 5-speed friends got better gas mileage than my V6 auto...

my wife's car was involved in a collision about 4 months ago, and it doesn't feel right either. something in the suspension is off...
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by Papi 12/11/2010, 2:43 am

go with the V 8.... V8.... V8!!! applause drool yahoo
Papi
Papi
I'm Puerto rican Damn it!
I'm Puerto rican Damn it!

Number of posts : 2673
Age : 48
Location : Broken Arrow
Car Type : 2002 Ford Ranger Tremor & 2008 Jeep Grand Cherokee
First Name : Hector
Registration date : 2008-04-05

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Post by Shelby10' 12/11/2010, 3:28 am

Shelby10'
Shelby10'
BMMC Board Member
BMMC Board Member

Number of posts : 3610
Age : 43
Location : Broken Arrow
Car Type : 2010 Shelby GT500
First Name : Jarrod
Registration date : 2010-11-04

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Post by 07Shelby500 12/11/2010, 9:12 am

I'd have to agree on getting the V8. You'll be more pleased with your purchase, it will be easier to mod, it will retain better value, and as to gas mileage depending on your driving style you probably won't see much difference. You have to use less gas to propel the V8 than it takes for the weaker engine in the V6 has to do with a car of near equal weight also turning that automatic trans hurts mileage too.
07Shelby500
07Shelby500
BMMC Board Member
BMMC Board Member

Number of posts : 9044
Age : 49
Location : Owasso Oklahoma
Car Type : The thing which must not be spoken of
First Name : David
Registration date : 2008-03-10

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Post by BASixxer 12/11/2010, 11:18 am

Thanks for the links shelby10, but i have to be able to see and drive the car before i buy it. Having it flown in from alaska isnt an option for me...

The 01 i am looking at has a pretty extensive mod list too. Has eibach springs, tokico mach shocks, mach 1 chin and grille, lunar gauges, steeda shifter, 18" chrome mahs, vortech, boost and wideband gauges, mach 1 interior, mach 1000 stereo, and its immaculate in and out.
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by Postty 12/11/2010, 4:59 pm

Buy a GT and then we salvage your 6 and race it! lol
Postty
Postty
BMMC Enthusiast
BMMC Enthusiast

Number of posts : 96
Age : 35
Location : Owasso
Car Type : 2004 Mustang GT
First Name : Tyler
Registration date : 2009-05-15

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Post by BASixxer 12/11/2010, 5:45 pm

Yeah yeah... we do need a project car though!! Get that one in moore...
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by Postty 12/11/2010, 7:58 pm

if it was a year from now and i had the cash i would lol hopefully in a year ill get a nice engineering job to get stuff going
Postty
Postty
BMMC Enthusiast
BMMC Enthusiast

Number of posts : 96
Age : 35
Location : Owasso
Car Type : 2004 Mustang GT
First Name : Tyler
Registration date : 2009-05-15

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Post by BASixxer 12/12/2010, 1:11 pm

Ill hire you once you graduate if we get established before you do... call this time your internship...
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by BASixxer 12/13/2010, 6:50 pm

Well good news!! I called insurance today and talked to them, then called Unique and talked to them, and we decided to fix the car! Total repairs will cost $4495, which is a cut down from what Bill wanted, but he seemed determined to get my car fixed for me... guess that was the cut-off for insurance to pay before totalling....

In addition to repairs, I am scoring an 01-04 GT Hood, a 2001 Cobra front bumper, getting most of the car repainted (Everything but trunk and top of car), smoking the headlights and taillights (just a tad, nothing too dark), and filling in the MUSTANG on the rear bumper.

I am really excited to get the car back, and also relieved that I don't have to sell all my performance parts to get the GT counterparts... lol. First things when I get her back are new tires (still want rims if anyone has any cheap), and getting the suspension installed finally... Then I need to look at installing my gears...

For the most part, it's just going to be nice to be out of the Element and back in a Mustang!
BASixxer
BASixxer
BMMC Elite Post Pig
BMMC Elite Post Pig

Number of posts : 2813
Age : 37
Location : Broken Arrow, OK
Car Type : 01 Mustang
First Name : Lee
Registration date : 2010-11-26

http://www.pushmodperformance.com/

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Post by Shelby10' 12/13/2010, 7:48 pm

Congrats! and good luck with your build
Shelby10'
Shelby10'
BMMC Board Member
BMMC Board Member

Number of posts : 3610
Age : 43
Location : Broken Arrow
Car Type : 2010 Shelby GT500
First Name : Jarrod
Registration date : 2010-11-04

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Post by 07Shelby500 12/13/2010, 10:17 pm

Cant wait to see the finished product. Glad you got it settled.
07Shelby500
07Shelby500
BMMC Board Member
BMMC Board Member

Number of posts : 9044
Age : 49
Location : Owasso Oklahoma
Car Type : The thing which must not be spoken of
First Name : David
Registration date : 2008-03-10

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Post by Guest 12/13/2010, 10:40 pm

Good luck!

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